when is the first mortgage payment due after closing

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Question about closing and when first payment would be due. Asked by Kristi Maris, Colorado Thu Dec 27, 2012. We are buying a house (FHA) and hoping to close soon. My question is this – say if we close on January 20th – how many days after closing would our first payment be due?

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

Before you borrow money, it’s important to understand exactly how your debt will work, and one of the first things you need. a small portion of what is due. When you have a credit card, for example.

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Set Up Your First Mortgage Payment to be Due in 2 Months. If you are set to close at the end of the month, say August 28th your first payment will be due October first. You could move your closing date forward to the next month – say September 3rd so you will have until November 1st before your first mortgage payment is due which is almost 60 days from the day you close.

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Well, mortgage payments are generally due on the first of the month, every month, until the loan reaches maturity, or until you sell the property. So it doesn’t actually matter when your mortgage funds – if you close on the 5th of the month or the 15th, the pesky mortgage is still due on the first.

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